ROSE Report: The Operational Decisions That Will Shape 2026

Issue 105 - The Operational Decisions That Will Shape 2026

SBA Orders All 8(a) Participants to Provide Financial Records — A Turning Point for the Program


On December 5, 2025, U.S. Small Business Administration (SBA) issued letters to all ~4,300 firms in the 8(a) Business Development Program, directing them to submit three years of detailed financial records; including bank statements, general ledgers, payroll registers, subcontract agreements, and more...
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When Is the Right Time to Change Your Accounting Software?


As companies grow, leaders eventually ask a familiar question: “Do we need a new ERP?”

It’s a reasonable question. Growth creates complexity. Complexity exposes limits. And modern systems promise control, insight, and scale...
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By Ted Rose December 31, 2025
By TED ROSE , ROSE FINANCIAL SOLUTIONS
December 26, 2025
Recent audits and SBA directives have many 8(a) firms questioning if the program is still worth the hassle. As Wally Angel, Partner at Rose Financial Solutions—with over 20 years advising GovCons through SBA compliance and FAR execution—I've seen this knee-jerk reaction before. But exiting now is often a strategic mist
By Ted Rose December 23, 2025
By TED ROSE , ROSE FINANCIAL SOLUTIONS
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